Investment advice

Based in Wetherby, between Leeds, York and Harrogate, we offer investment and wealth management advice to clients across the UK. No face-to-face meeting is needed, unless you want one. No fee is charged for an initial assesment of your circumstances to see what we can do to help.

How can we help?

Investing in the financial markets is a great way to save for your future, if you do it right. Many people, however, take either too much risk or too little risk, and most pay far too much in charges. That's where our wealth management service can help.

If you would like to start investing, and have a minimum of £200,000 to invest, we will help you understand the types of investment open to you, the potential risks and rewards, and how to minimise tax and charges. We will recommend a leading investment company to hold your money, guide you on how much to invest each month, and design a portfolio of funds for your money to go into.

If you already have an investment portfolio of £200,000 or more then we will assess the risk you are taking, the performance of your existing funds, the charges you are paying and whether you are sheltering your money from tax as much as possible. We will then recommend changes where necessary.

As part of our ongoing investment advice service we will then provide regular written reports on the performance of your portfolios, and recommend changes to the funds you hold as and when necessary.

We advise on the following areas, among others:

  • Minimising the charges you pay on your investments
  • Designing an appropriate portfolio of funds and other investments based on your appetite for investment risk, and capacity to absorb potential losses.
  • Tax free investments such as ISAs and pensions
  • Investing in equities, bonds, property and absolute return funds
  • Managing the inheritance tax liability on your portfolio, perhaps via the use of trusts
  • Investment bonds, to shelter your money from care home fees in future

Why choose Wendy Cochran Independent Financial Advice?

Wendy Cochran IFA is based in Wetherby, Yorkshire but offers investment and wealth management advice to clients across the UK.

Prior to becoming an independent financial adviser and wealth manager Wendy worked as a fund manager on the UK and US stockmarkets for Aegon Asset Management and Edinburgh Fund Managers. This gives her an in-depth knowledge of financial markets, and allows her to both design bespoke investment portfolios for her clients and offer personalised financial advice. Other advice firms, which do not have such in-house investment expertise, have to pay to out-source investment portfolio design and selection, which costs their clients significant amounts in fees.

We pride ourself on offering a friendly and efficient service, at a fair, transparent price, while ensuring that you understand our advice clearly.

We invest significant amounts of our own money in the investment portfolios and companies that we recommend to our clients, ensuring that we are focused on delivering the best possible outcome for you.

We will assess your situation in an initial consultation, by phone or face to face, and will then research the best solution for you before providing a recommendation. You will pay no charges for our service without being asked to confirm in advance that you are happy to pay them.

Get in touch today for an initial consultation.

Useful posts:

ISA or pension?

How to cut your investment charges by £50,000

Don't lose 5% of your money to the "bid-offer spread"

Check the "total return" on your investments

Independent investment advice, Wetherby, between Leeds, York and Harrogate IFA

Chartered Financial Planners. Regulated by the Financial Conduct Authority (FCA no. 603653).