What our clients say

  • "I asked Wendy Cochran to review the benefits of moving a final salary pension scheme. The report was comprehensive, insightful and completely free. They recommended I take no action. Given this denied them an opportunity to earn a fee I genuinely believe they acted in my best interests."
    Andrew Pattinson, Leeds
  • "Very pleased with the thoroughness of the process; with the clarity of the analysis; the range of options provided; and the explanations and advice given. Reasonable fees and prompt service."
    Grant Hazelton, Aldershot
  • "The service was excellent and easy explained. First class customer care"
    George Murphy, Irvine
  • "Our family have used the company a number of times and always received a prompt, friendly and efficient service. They cut through the jargon and have provided just what we were looking for"
    Colin Dolbear, Dalgety Bay
  • "Wendy was 1st class and down to earth when I met her would recommend her service to anyone"
    Jane Imrie (pension advice)

Welcome to Wendy Cochran Independent Financial Advice

Wendy Cochran IFA is a fully qualified and registered independent financial adviser and mortgage adviser based in Wetherby, near Leeds, York and Harrogate, but serving clients across the UK. An initial assesment of your situation is always free, and no face to face meeting is required unless you prefer it. Wendy is experienced in mortgage, life insurance, investment and pension work as well as specialising in providing advice relating to trusts, guardianships and powers of attorney.

Wendy spent many years working in investment management for Edinburgh Fund Managers and Aegon Asset Management, directing client investments worth hundreds of millions of pounds, before leaving to qualify as an independent financial adviser and mortgage consultant.

Wendy works closely with fellow director Matthew Harris, who also has extensive pension, investment and property market experience.

Our services include final salary (defined benefit) pension transfer advice.

Latest News

Wetherby independent pension advice

Things to consider before cashing in a pension

For most people over the age of 55, it is now possible to cash in or unlock all of your pension. How you take these benefits will depend on the type of scheme you have and how you want to take benefit ...


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Independent investment advice from Wetherby IFA Wendy Cochran

Understanding investment risk

Everyone knows that investments carry risk, but what does this mean in practice, and how much risk should you take?Your investment time frame will determine your risk profile to some extent, as this ...


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Independent financial advice, Wetherby, Yorkshire

Received an incorrect bill? We strongly advise that you pay it anyway

Everyone knows that if you owe money on a utility bill, phone bill, credit agreement or loan then you have to make the monthly payments or you will get a "black mark" on your credit file.But what if ...


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Independent financial advice, Wetherby, Yorkshire

A reminder of the tax changes that apply from April 2018

To help you navigate your way through the main changes that could have an impact on your financial situation, we’ve provided a summary of the main 2018/19 tax year changes that have come into force. ...


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Chartered Financial Planners. Regulated by the Financial Conduct Authority (FCA no. 603653).