What our clients say

  • "I asked Wendy Cochran to review the benefits of moving a final salary pension scheme. The report was comprehensive, insightful and completely free. They recommended I take no action. Given this denied them an opportunity to earn a fee I genuinely believe they acted in my best interests."
    Andrew Pattinson, Leeds
  • "Very pleased with the thoroughness of the process; with the clarity of the analysis; the range of options provided; and the explanations and advice given. Reasonable fees and prompt service."
    Grant Hazelton, Aldershot
  • "The service was excellent and easy explained. First class customer care"
    George Murphy, Irvine
  • "Our family have used the company a number of times and always received a prompt, friendly and efficient service. They cut through the jargon and have provided just what we were looking for"
    Colin Dolbear, Dalgety Bay
  • "Wendy was 1st class and down to earth when I met her would recommend her service to anyone"
    Jane Imrie (pension advice)

Welcome to Wendy Cochran Independent Financial Advice

Wendy Cochran IFA is a fully qualified and registered independent financial adviser and mortgage adviser based in Wetherby, near Leeds, York and Harrogate, but serving clients across the UK. An initial assesment of your situation is always free, and no face to face meeting is required unless you prefer it. Wendy is experienced in mortgage, life insurance, investment and pension work as well as specialising in providing advice relating to trusts, guardianships and powers of attorney.

Wendy spent many years working in investment management for Edinburgh Fund Managers and Aegon Asset Management, directing client investments worth hundreds of millions of pounds, before leaving to qualify as an independent financial adviser and mortgage consultant.

Wendy works closely with fellow director Matthew Harris, who also has extensive pension, investment and property market experience.

Latest News

Pension advice, Wendy Cochran IFA, Wetherby, Yorkshire

Cashing in a pension

As a major part of the 2015 pension rules changes, it became possible to take your entire pension fund in one go as cash for you to spend as you wish. You can do this from the age of 55. However, ther ...


Read more

Investment portfolio advice, Wetherby IFA. Yorkshire

The most important thing to consider when investing

There are lots of things to consider when investing - should you use passive or active funds, how should you split your money between equities and bonds, should you save into an ISA or pension etc etc ...


Read more

Mortgage advice Wetherby, Yorkshire IFA

How much deposit do you need for a mortgage?

You’ll usually need a deposit of at least 5% of a property’s value to get a mortgage. A mortgage lender would then lend you the remaining 95% of the property’s value. So, if you wanted to buy a ...


Read more

Wendy Cochran IFA, Wetherby financial advice, Yorkshire

Things to do on CGT and IHT before the tax year ends

Capital gains tax (CGT)The CGT annual exemption is £11,700 in this current tax year. Any unused exemption can’t be carried forward to future years. You might want to use your annual exemption thi ...


Read more

Chartered Financial Planners. Regulated by the Financial Conduct Authority (FCA no. 603653).