Pension advice

In order to ensure that our existing clients receive the best possible service we are currently not taking on any new pension clients. We apologise for not being able to assist at this time.

Based in Wetherby, near Leeds, York and Harrogate, Wendy Cochran IFA offers pension advice to clients across the UK. No face to face meeting is required, so we can help you wherever you are.

How can we help?

If you are currently saving into a pension or wish to consolidate your pensions then we will help you pick the right pension company and design a portfolio of funds for your money to go into.

If you are about to retire, or want to take money out of your pension funds, then we will advise you on how to use tax free lump sums, income drawdown and lifetime annuities to get the best possible income, while ensuring you pay the least tax possible .

Whatever position you are in, we will check that you are paying as little as possible in charges, and that you are taking the right level of risk with your pension investments.

We advice on the following areas, among others:

  • Stakeholder and personal pensions, including SIPPs
  • Consolidating and transferring pensions
  • Income drawdown, including capped and flexible access drawdown
  • The April 2015 "pension freedom" regulations
  • Tax efficient income withdrawals
  • Lifetime annuities, including enhanced annuities
  • Issues relating to the lifetime and annual pension saving allowances

Why choose Wendy Cochran Independent Financial Advice?

Wendy Cochran IFA is based in Wetherby, near Leeds, York and Harrogate, but offers pension advice to clients across the UK. Wendy works closely with Matthew Harris a Chartered Financial Planner. We pride ourself on offering a friendly and efficient service, at a fair, transparent price, while ensuring that you understand our advice clearly.

Together we offer independent, unbiased and FCA-authorised pension advice, based on decades of experience in financial services, including many years investing hundreds of millions of pounds of client pension assets in the financial markets.

We will assess your situation in a free initial consultation, by phone or face to face, and will then research the best solution for you before providing a recommendation. You will pay no charges for our service without being asked to confirm in advance that you are happy to pay them.

Get in touch today for an initial consultation. For new clients we currently have a minimum investment of £200,000

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Independent pension advice, Wetherby, Leeds

Independent financial advice. Regulated by the Financial Conduct Authority (FCA no. 603653). A brand of Dalbeath Financial Planning Ltd (company no. SC450460)