News Listings

High Court stops BT cutting pension scheme inflation protection

Sunday, 21 January 2018

British Telecom (BT) pension scheme members will continue to see increases to their pension based on the retail price index (RPI), the High Court has decided, dismissing an attempt to cut costs by the ...

Pension income taxation advice, Wetherby IFA

The dangers of raiding a pension pot early

Wednesday, 3 January 2018

With the new "pension freedoms" introduced in April 2015 it is possible to "cash out" of pensions as soon as you reach the age of 55. This flexibility is welcome but it does come with risks and pitfal ...

Get advice on the pensions lifetime allowance - Wendy Cochran IFA, Wetherby, Yorkshire

Lifetime allowance to increase by £30,000 to £1,030,000

Tuesday, 17 October 2017

The Lifetime Allowance (LTA) is, in simple terms, the amount that you can build up in pension assets during your lifetime without incurring an extra tax bill of up to 55% (the "LTA tax charge"). For ...

Wendy Cochran IFA - life insurance advice - Wetherby, Leeds

"Whole of life" insurance policies - watch out for price increases

Monday, 25 September 2017

One type of life insurance is called "Whole of Life" cover. These are policies which don't have a specific term (e.g. 10 years, or 20 years), but instead last for your whole life, as long as you keep ...

DB pension transfer advice, Wetherby, Yorkshire, UK

Client example - DB pension transfer to bridge a gap in earnings

Monday, 4 September 2017

What did the client ask us to do? The client has two defined benefit pensions, one large and one small. He is retiring at age 55, and intends to go and see the world, and wants to top up his income u ...

Independent financial advice - pensions, investments and other matters. Wetherby, Yorkshire, UK

A week of financial advice

Saturday, 29 July 2017

Here are some of the issues we have been advising clients on over the last week: A client approached us for advice on his final salary pension, which promises an unusually generous level of income gi ...

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