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Find your old pensions

Don't lose out on old pensions

Tuesday, 24 September 2019

We had an interesting call from a new client from Wetherby this morning. The lady, aged 64, knew she had several pensions from old employers from the 80s and 90s, but didn't think they would be worth ...

Pension advice, Wendy Cochran IFA, Wetherby, Yorkshire

Cashing in a pension

Monday, 29 July 2019

As a major part of the 2015 pension rules changes, it became possible to take your entire pension fund in one go as cash for you to spend as you wish. You can do this from the age of 55. However, ther ...

Investment portfolio advice, Wetherby IFA. Yorkshire

The most important thing to consider when investing

Monday, 24 June 2019

There are lots of things to consider when investing - should you use passive or active funds, how should you split your money between equities and bonds, should you save into an ISA or pension etc etc ...

Mortgage advice Wetherby, Yorkshire IFA

How much deposit do you need for a mortgage?

Wednesday, 8 May 2019

You’ll usually need a deposit of at least 5% of a property’s value to get a mortgage. A mortgage lender would then lend you the remaining 95% of the property’s value. So, if you wanted to buy a ...

Wendy Cochran IFA, Wetherby financial advice, Yorkshire

Things to do on CGT and IHT before the tax year ends

Wednesday, 6 March 2019

Capital gains tax (CGT) The CGT annual exemption is £11,700 in this current tax year. Any unused exemption can’t be carried forward to future years. You might want to use your annual exemption thi ...

Independent financial advice, Wetherby IFA, Yorkshire

Are you a couple claiming child benefit? Make sure it is in the right person's name

Sunday, 3 February 2019

If you are a couple, and one of you is claiming child benefit, then it is very important to check that the right one of you is claiming it. Getting this wrong can lead to one partner missing out on a ...

Independent financial advice. Regulated by the Financial Conduct Authority (FCA no. 603653). A brand of Dalbeath Financial Planning Ltd (company no. SC450460)