News Listings

Wendy Cochran IFA, Wetherby, Yorkshire financial advice

Our Jan/Feb 2018 client newsletter

Monday, 5 February 2018

Our January newsletter can be found at this link Get in touch if we can help with any of the areas covered. Articles include: Reach your financial goals Helping you realise your retirement vision ...


High Court stops BT cutting pension scheme inflation protection

Sunday, 21 January 2018

British Telecom (BT) pension scheme members will continue to see increases to their pension based on the retail price index (RPI), the High Court has decided, dismissing an attempt to cut costs by the ...


Pension income taxation advice, Wetherby IFA

The dangers of raiding a pension pot early

Wednesday, 3 January 2018

With the new "pension freedoms" introduced in April 2015 it is possible to "cash out" of pensions as soon as you reach the age of 55. This flexibility is welcome but it does come with risks and pitfal ...


Defined benefit pension transfer advice, Wetherby Yorkshire IFA

A tale of two defined benefit pension transfers

Wednesday, 20 December 2017

We were recently approached by two separate clients, both deferred members of the Northern Rock (NRAM) defined benefit pension scheme. Both clients asked us to advise on a transfer out of the scheme i ...


Get advice on the pensions lifetime allowance - Wendy Cochran IFA, Wetherby, Yorkshire

Lifetime allowance to increase by £30,000 to £1,030,000

Tuesday, 17 October 2017

The Lifetime Allowance (LTA) is, in simple terms, the amount that you can build up in pension assets during your lifetime without incurring an extra tax bill of up to 55% (the "LTA tax charge"). For ...


Wendy Cochran IFA - life insurance advice - Wetherby, Leeds

"Whole of life" insurance policies - watch out for price increases

Monday, 25 September 2017

One type of life insurance is called "Whole of Life" cover. These are policies which don't have a specific term (e.g. 10 years, or 20 years), but instead last for your whole life, as long as you keep ...


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