No face-to-face appointment is required for mortgage work. We process most mortgage applications entirely based on phone and email conversations, which means less hassle for you, and faster mortgage approvals.
Mortgage arrangement fees are only payable when a full mortgage offer is secured, and are as follows:
Reduced fees apply in many circumstances (e.g more than one mortgage is being arranged, or a simple remortgage with certain lenders).
How can we help?
We will advise you on buy to let mortgages and building a buy to let portfolio. We will take the hassle out of finding the best mortgage deal, and will apply on your behalf, saving you from spending hours on the phone to a bank call centre worker enquiring into your spending habits.
Where you need a decision fast we can usually get you a "decision in principle" from a mortgage provider within a few hours of your request.
We advise on most types of buy to let situation, including:
Please note that we don't arrange mortgages for holiday-let properties, self-build projects or Limited Company BTL.
Why choose Wendy Cochran Independent Financial Advice?
Wendy Cochran IFA is based in Dunfermline, Fife. We are fully independent and have access to all lenders in the market. We will recommend the best mortgage for you including those available from high street banks and from specialist lenders who only work via IFAs.
Our main mortgage advice page is here.
Get in touch for a free initial consultation.